A Permanent Account Number (PAN) is a ten-digit alphanumeric number, issued in the form of a laminated card, by the Income Tax Department of India. Each set of numbers is unique to the individual, HUF, company, etc. (We will take a closer look at those numbers in a moment.). PAN is a permanent number, is unaffected by a change of address, even between states and is not transferable. It is illegal to own more than one PAN.
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A passport isn’t just important because it’s a basic tool to allow you to travel outside your own country. It isn’t just important because while you travel, in many cases, it’s your only form of identification. A passport is important because it’s a symbol of travel. Not in a status symbol sort of way, although collecting stamps and visas can be fun. A passport is an important psychological symbol.
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Insurance is a pool created through contributions made by persons seeking to protect themselves from common risk. Premium is collected by insurance companies which also act as trustee to the pool. Any loss to the insured in case of happening of an uncertain event is paid out of this pool.Insurance works on the basic principle of risk-sharing.
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